I called Larry for life insurance since my husband and I just had a baby and my husband had already worked with Larry on life insurance. Together, we analyzed our family debt, income, and future needs. The amount we needed seemed huge, but Larry insisted the insurers would go as high as 30 times our family income for appropriate insurance coverage. Larry shopped the amount with over 20 insurers and was able to provide one million dollars of coverage through a combination of term and permanent insurance, and even added some extra coverage for my husband that fit into our budget.